The TDA Program

Teachers’ Retirement System of the City of New York

Participants in TRS' Tax-Deferred Annuity (TDA) Program benefit from two sources of income at retirement: their guaranteed pension (through our Qualified Pension Plan), plus their TDA funds to draw on.
TDA participants who start investing early can fully realize the power of compounding on their investments.
TDA participants who are old enough to retire have an average account balance of nearly $200,000!

Enroll Now

Don't wait to start on that retirement nest egg!
Reduce your taxable income today!
Start small! Investing even 1% of your pay in TDA helps you in the future.

Consider Investing More

...When your pension contributions stop or decrease.
...When your salary increases.
...When you find yourself in a lower tax bracket.

You can contribute a little more to your TDA (and your future) without impacting your take-home pay!

For more information about the TDA Program, please read our TDA Program Summary and Fund Profiles booklet. Or sign up for a 90-minute Introduction to the TDA Program session at TRS.

For more TDA tips, be sure to follow TRS on social media, where our members posted the above comments!

Participants in TRS' Tax-Deferred Annuity (TDA) Program benefit from two sources of income at retirement: their guaranteed pension (through our Qualified Pension Plan), plus their TDA funds to draw on.

TDA participants who start investing early can fully realize the power of compounding on their investments.

TDA participants who are old enough to retire have an average account balance of nearly $200,000!

Enroll Now

Consider Investing More